8
Online Payment Methods Set Up
This section deals with the methods supported by CactuShop for accepting
online payments.
IMPORTANT: We would strongly recommend using an online gateway to
accept credit card payments for a number of reasons. Firstly, they maximize
security. The card details are given on the gateway's own site, so you and
your site never see the credit card details. Even if your site or web host was
ever compromised, credit card numbers could not be stolen. Secondly, online
gateways have a number of security checks in place, reducing the likelihood
of fraud against you (it is the merchant that bears the cost of fraud). Finally,
online gateways are easier to set up (no need for SSL or encryption software)
and easier to use (since the transaction process is largely automated).
Many merchants do not realize that using an online authorization service does
NOT mean that you have to bill cards immediately a transaction is made. Most
of the systems provide the option of authorizing a card and then billing it later
at a time of your choosing. This is useful when you need to only bill the
customer after the goods are despatched, or if you wish to carry out other
checks before accepting the order.
8.1
Setting Up WorldPay Select Junior
8.1.1 About
WorldPay
For further WorldPay information, see
www.worldpay.com
and read WorldPay's
documentation.
WorldPay is a major provider for online credit card transactions. By using the
scripts provided, CactuShop can easily be configured to use WorldPay for
payment. You will need WorldPay to set up an account for you on their
system. The CactuShop software handles the entire ordering process and
formats the customer and order details in a form for submission to WorldPay.
The customer then inputs credit card details at WorldPay s secure site. Once
the transaction has been completed, WorldPay informs your CactuShop, which
updates its records to show the status of the transaction and sends order
notification to you and the customer (if required).
One big advantage of using an external card payment system like WorldPay is
that you do not need to implement SSL on your site since the card details are
entered on WorldPay's system.
Some configuration to your account must be done at WorldPay s Web site
(WorldPay will have supplied you with access details). This is referred to as
WorldPay s Merchant Management System.
The WorldPay scripts are:
WORLDPAY_mailorder.asp
WORLDPAY_callback.asp
They are located on the root of the CactuShop web.
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