Table of Contents 

TABLE OF CONTENTS 

PART I 

Item 1. 

Business 

3 

Factors Affecting Our Operating Results, Business Prospects and Market Price of Stock 

16 

Item 2. 

Properties 

27 

Item 3. 

Legal Proceedings 

27 

Item 4. 

Submission of Matters to a Vote of Security Holders 

29 

PART II 

Item 5. 

Market for Registrant's Common Stock and Related Stockholder Matters 

29 

Item 6. 

Selected Consolidated Financial Data 

30 

Item 7. 

Management's Discussion and Analysis of Financial Condition and Results of Operations 

31 

Item 7A. 

Quantitative and Qualitative Disclosures About Market Risk 

51 

Item 8. 

Financial Statements and Supplementary Data 

53 

Item 9. 

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

98 

PART III 

Item 10. 

Executive Officers and Directors of the Registrant 

98 

Item 11. 

Executive Compensation 

98 

Item 12. 

Security Ownership of Certain Beneficial Owners and Management 

98 

Item 13. 

Certain Relationships and Related Transactions 

98 

PART IV 

Item 14. 

Exhibits, Financial Statement Schedules and Reports on Form 8 K 

98 

Signatures 

101 

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