East European Regional   

18

Housing Sector Assistance Project   

Macroeconomic Demand Models

  The demand for housing

  The demand for mortgage credit

  Housing starts and housing completions

Microeconomic Models

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Microeconomic Demand Models

  The demand for housing

  The demand for mortgage credit

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Housing Choice (Probability) Models

  Tenure choice models

  Mobility models

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Household Portfolio Choice Models

  The demand for housing and other assets

  The demand for mortgage credit in the financial portfolio

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Life Cycle and Savings Models

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Bank Portfolio Analyses

  Mortgage credit; LTVs, loan products, customer characteristics, etc.

  The probability of default

  The probability of prepayment

  Consumer credit aggregates and cross selling

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Urban Planning Analyses

  Tenure choice

  Mobility

  Housing demand and housing quality and locational preferences

  Household income and socioeconomic characteristics