Real estate taxes paid in the previous year, per $1000 value

  Monthly costs for routine maintenance in previous year

  Monthly fee paid to cooperative, condominium, or homeowners' association

!

Mortgage Credit

  Current total loan as percent of value

  Payment plan of primary mortgage

   Fixed payment, self amortizing

   Adjustable rate mortgage

   Adjustable term mortgage

   Graduated payment mortgage

   Balloon (a balance payable when the loan is due)

   Combination of the above

  Type of mortgage (federal guarantees)

   Federal Housing Administration (FHA)

   Veteran's Administration (VA)

   Farmers Home Administration (FmHA)

   Other types (such as those guaranteed by state and local agencies)

  Year mortgage originated; obtained when property acquired or later

  Term of mortgage at origination of assumption (years), remaining years

mortgaged

  Current interest rate of mortgage

  Total outstanding principal amount

  Items included in mortgage payment

   Principal and interest only

   Property taxes

   Property insurance

  Lender of mortgage

   Borrowed from firm(s)

   Borrowed from seller

!

Major Source of Down Payment

  Sale of previous home

  Savings or cash on hand

  Sale of other investment or asset

  Borrowing other than mortgage

  Inheritance or gift

!

Other Financial Characteristics

  Income for past 12 months

  Interest or dividends income

IV 5